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EmpowerCredit Research

PDF: Payday Lending in America
On average, a borrower takes out eight (8) loans of $375 each year and spends $520 on interest.

Video: Payday Loans Explained
Follow the story of Jennifer, a typical payday loan customer, who ends up paying more than $500 in fees.

Statistics: Poverty Levels
44% of single parent families with children under the age of 18 have incomes below the federal poverty level.

Research Review
Half of Americans have almost no savings; car trouble or a toothache can trigger financial ruin.
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